Whether you're depositing or withdrawing, ku977 makes it feel as effortless as using your own mobile banking. No hidden charges, no unnecessary delays.
Bangladesh's most popular mobile banking — all in one place
Bangladesh's number one mobile banking service. Deposit via Send Money or Payment — whichever suits you.
Minimum ৳200A reliable service backed by the postal network. One of the fastest deposit channels available, active around the clock.
Minimum ৳200Rocket by Dutch-Bangla Bank. Works just as well in rural areas with its extensive network.
Minimum ৳300Direct bank transfer for large-value transactions. Secure and reliable.
Minimum ৳5,000Step-by-step guide
Log in to your account and click the "Deposit" button in the top menu.
Choose whichever works best for you — bKash, Nagad, or Rocket.
Enter how much you'd like to deposit. Starts from a minimum of ৳200.
Send money to the provided number and paste the transaction ID.
Your funds will typically appear in your ku977 balance within 3–5 minutes.
Log in and click the "Withdraw" option, which you'll find in the Account section.
Enter the number where you'd like to receive the funds. Using your registered number is recommended.
Enter the amount you wish to withdraw. Withdrawals start from a minimum of ৳500.
Submit. The system will automatically verify your account.
Your money arrives on your phone in an average of 8–15 minutes.
The biggest concern people have about online payments in Bangladesh is simple: "I've sent the money — but will I actually get what I paid for?" ku977 has addressed this at its core. Every deposit and withdrawal request is processed through an automated system with minimal human intervention, which means fewer delays and fewer errors.
A regular user from Comilla shared: "At other sites, I used to wait 3–4 days just to get a withdrawal. The first time I got my money on ku977 in 10 minutes, I was genuinely surprised. I haven't gone anywhere else since." This speed is possible because ku977 maintains direct integration with Bangladesh's payment gateways.
Detailed information for each method
| Method | Minimum deposit | Maximum deposit | Minimum withdrawal | Maximum withdrawal | Processing time | Fee |
|---|---|---|---|---|---|---|
| bKash | ৳200 | ৳50,000 | ৳500 | ৳30,000 | 3–10 minutes | Free |
| Nagad | ৳200 | ৳50,000 | ৳500 | ৳30,000 | 3–10 minutes | Free |
| Rocket | ৳300 | ৳40,000 | ৳500 | ৳25,000 | 5–15 minutes | Free |
| Bank Transfer | ৳5,000 | ৳5,00,000 | ৳5,000 | ৳5,00,000 | 30 minutes–2 hours | Free |
* VIP members are eligible for higher withdrawal limits. Contact support for more details.
In practice, network issues can sometimes cause a slight delay in transactions. This isn't ku977's fault — it's usually a temporary hiccup with the mobile operator or payment gateway. Knowing what to do in that situation means there's nothing to worry about.
If more than 30 minutes have passed since your deposit, first check your bKash or Nagad transaction history to confirm whether the amount was deducted. If it was, note the transaction ID and send it to ku977's live chat. The amount is typically credited manually within 15–20 minutes.
For withdrawals, keep in mind that processing may take slightly longer between 12:00 AM and 5:00 AM. However, if your funds haven't arrived within 24 hours, contact support immediately—ku977 tracks every payment issue and follows up until it's fully resolved.
Please note: ku977 never charges any fees on deposits. If anyone asks you for a fee in ku977's name, it's a scam — report it immediately at support@ku977.click.
How ku977 protects your money and personal information
Every transaction is protected with bank-grade encryption.
All pages and API endpoints run on HTTPS, so there's no risk of your information being intercepted in transit.
OTP verification is required before every withdrawal, so no one else can access your funds.
Your payment information is never shared with any third party.
Any suspicious transaction triggers an automatic alert.
For any payment issue, Bangla-language live chat support is always available to help.
Let the numbers speak for themselves.
| Features | Ku977 | Other sites average |
|---|---|---|
| Deposit processing time | 3–5 minutes | 15–30 minutes |
| Withdrawal processing time | 8–15 minutes | 2–48 hours |
| BKash support | Available | Limited |
| Nagad Support | Available | Rarely any |
| Transaction fee | Completely free | 1–3% |
| Overnight transactions | Active | Unavailable |
| Bangla payment support | Available | None |
BKash has the largest user base in Bangladesh, and nearly 60% of all deposits on ku977 come through it. The reason is simple — people already have bKash on their phones with nothing extra to install. A user from Dhaka put it well: "I send money via bKash on my way out of the office and see it in my ku977 balance before I even get home." That kind of convenience is ku977's biggest draw.
There's a common misconception that Nagad is somehow slower or less reliable. Based on ku977's experience, that simply isn't true. Nagad's processing times are on par with bKash — and sometimes even faster. For those who prefer postal services or live in rural areas, Nagad is often the more practical choice. With Nagad support on ku977, users from all across Bangladesh can deposit without any hassle.
Ku977's Diamond VIP members handle large transactions on a daily basis. For them, bank transfer is the better fit — the limits are far less restrictive. One VIP member shared, "I've withdrawn up to ৳5 lakh in a single day, completely hassle-free." Bank transfers do take a bit longer — anywhere from 30 minutes to 2 hours — but there's no compromise on reliability.
A delayed withdrawal can be worrying, but in most cases it comes down to a temporary mobile network issue or high server load during peak hours — not anything ku977 has done. ku977 never intentionally holds back a payment. If your withdrawal takes longer than 1 hour, head to live chat and the team will check the status right away and manually process it if needed.
New members get a 100% bonus on their first deposit, up to ৳10,000. So if you deposit ৳5,000, your balance will show ৳10,000. Starting with this bonus significantly reduces your risk. Visit the Terms & Conditions page for full bonus details. ku977 always presents bonus terms transparently — no hidden rules.
Questions About Deposits & the App